One Form. Multiple Experts. Better Mortgage Rates.

We connect you with top-performing loan officers who understand your unique profile — no spam, no sales pressure, just smart mortgage guidance.

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⭐ 4.9/5 – Top-Rated Mortgage Experts Backed by Thousands of Happy Homebuyers

Our Simple Process

How We Compare Mortgage Rates works

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Submit one simple inquiry


Tell us about your loan needs — purchase or refinance, price range, credit score, and more

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Connect with expert loan officers
We route your request to licensed mortgage pros who specialize in your scenario.

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Compare rates and get advice


Get direct quotes, ask questions, and choose the best path — all without your info being sold.

Helping You Make Smarter Mortgage Decisions — With Confidence.

About Us

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At We Compare Mortgage Rates, we believe homebuyers deserve better than confusing rate ads, generic call centers, or one-size-fits-all solutions.

That’s why we created a smarter way to shop for a mortgage — one that puts you in control.

With just one simple inquiry, you can connect directly with experienced, verified mortgage loan officers who specialize in a variety of programs — from first-time homebuyer loans to complex jumbo, RSU, or visa-based financing.

No spam. No data selling. Just real experts offering personalized guidance to help you secure the best rate and the right loan for your situation

Featured In:

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US Bank logo with red and blue text and a shield design.
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Why Use Our Platform

Why Compare Mortgage Rates with Us?

  • Work with verified, top-rated loan officers

  • Avoid the hassle of calling multiple lenders

  • Your inquiry stays private — not sold to lead generators

  • Get advice tailored to your visa, income type, or property goals

  • Save time and potentially thousands in interest

What Our Clients Say

  • A smiling man and woman standing outdoors on a sidewalk, with trees and a street in the background. The man is holding a smartphone and the woman is holding a water bottle.

    I submitted one form and heard back from three amazing loan officers within hours. Each one was knowledgeable and helpful — I ended up locking in a better rate than I found anywhere else!"


    — Jason M., San Jose, CA

    ⭐⭐⭐⭐⭐

  • Happy young woman with long wavy hair laughing outdoors on a cloudy day.

    As a first-time buyer on an H-1B visa, I was overwhelmed. This site connected me with someone who truly understood my situation. No spam, no pressure — just real help."


    — Meera K., Austin, TX

    ⭐⭐⭐⭐⭐

  • A man with a beard wearing a light blue shirt standing on a beach near boats and houses.

    "I was shopping for a jumbo loan and wanted to compare options without getting 50 calls. This platform saved me time and stress — and my loan officer was phenomenal."


    — Bryan T., Bellevue, WA

    ⭐⭐⭐⭐⭐

  • Close-up portrait of a young woman with long, wavy brown hair and hazel eyes, outdoors with a blurred green background.

    "So easy to use. I loved that I could choose who to send my info to and still protect my privacy. Highly recommend for anyone looking to buy or refinance!"


    — Leslie R., Miami, FL

    ⭐⭐⭐⭐⭐

  • A woman with short curly hair wearing a black top and a striped blazer, smiling in an office setting.

    "Excellent resource! I finally understood the difference between interest rates and APR thanks to the guides here. The calculators were super helpful too."


    — Carmen D., Chicago, IL

    ⭐⭐⭐⭐⭐

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Proven Partner

Over 15 Years of Trusted Mortgage Expertise

With more than a decade of hands-on experience, we’ve helped thousands of clients secure the right financing for their unique needs. Whether you’re a first-time buyer or a seasoned investor, our trusted network of loan officers is here to guide you every step of the way — with integrity, clarity, and a commitment to results.

Your home financing journey deserves expert support. Let us help you get there with confidence.

500+

Happy Clients

15+

Years Industry Experience

100%

Client Satisfaction

100+

5 Start Reviews

Meet Our Trusted Loan Officers

  • Black and white portrait of a smiling man with a shaved head, wearing a collared shirt, inside a circular teal and light blue border.

    Kenny Ho – U.S. Bank

    📞 650-861-6990

    ✉️ kenny.ho1@usbank.com
    Specialties: 5–15% down loans, construction/land loans, VA, FHA, RSU income loans
    NMLS 1112368 | Licensed in 50 states

    Read Bio
  • Kevin Wang from PNC.

    Kevin Wang from PNC.

    📞 (206) 858-2200

    ✉️ kevin.b.wang@pnc.com


    Specialties: Specializes in guiding clients through preapprovals, first-time homebuyer programs, low-to-moderate income lending, fixed- and adjustable-rate mortgages, and vacation home financing.

    Read Bio
  • Black and white portrait of a smiling woman with long dark hair, wearing earrings and a dark top, in front of a white background with a circular teal border.

    Shirley Ho – First Tech FCU

    📞 669-289-9348

    ✉️ shirley.ho@firsttechfed.com

    Specialties: Foreign national relocation loans, 0% down, F-1 OPT/CPT NMLS 1929209 | Licensed in 26 states

    READ BIO
View Full Directory

Top questions people ask

Quick Mortgage Answers

  • Minimums vary by program — 3% for conventional, 3.5% for FHA, and 0% for VA/USDA. Ask your loan officer what you qualify for.


  • Most conventional loans require 620+, FHA may allow 580+. Higher scores give better rates.


  • Yes, if your down payment is under 20% on a conventional loan or for most FHA loans. Some programs offer alternatives.


  • No — credit bureaus count all mortgage credit pulls within 45 days as a single inquiry.


Contact us.

Still Have Questions? We’re Here to Help.

If you're unsure which loan officer to choose, need help with your inquiry, or have general mortgage questions

— reach out anytime. We're happy to guide you.

Your Best Mortgage Rate Starts Here


Let our trusted experts compete to earn your business — with no obligation to commit.