Terms and Conditions

Effective Date: June 12, 2025.

By using We Compare Mortgage Rates, you agree to the following terms:

1. Site Purpose

We provide a platform for users to connect with independent mortgage loan officers. We do not offer direct lending services.

2. User Responsibilities

By using our site, you agree to:

  • Submit truthful and accurate information

  • Not impersonate others or use the site for fraudulent purposes

  • Use the site only for lawful inquiries and not for spam or solicitation

3. No Guarantees

We do not guarantee:

  • Approval for loans

  • Specific interest rates

  • Any outcome in your mortgage process

    Loan outcomes are determined solely by the professionals or financial institutions you work with.

4. Independent Loan Officers

Loan officers listed on our platform are not employees or representatives of We Compare Mortgage Rates. We are not responsible for their actions, advice, or services.

5. Intellectual Property

All content on the site (logo, text, blog posts, calculators, layout) is the property of We Compare Mortgage Rates unless otherwise stated. Do not reuse or reproduce without permission.

6. Disclaimers on Embedded Tools

Mortgage calculators, educational articles, and inquiry forms are powered by third-party tools. Their content and behavior are governed by their own privacy and usage terms.

  • Tally.so forms are embedded for better user experience and logic.

  • Elfsight calculators may rely on external data sources or estimations.

  • Google Analytics and Search Console provide anonymized tracking only.

We do our best to ensure accuracy but make no guarantee that tools or content will be error-free.

7. Changes to Terms

We may update these terms periodically. By continuing to use our site, you accept any changes.

8. Contact

For questions about these Terms & Conditions:
📧 whattheypaid@gmail.com


9. Limitation of Liability

To the fullest extent permitted by law, We Compare Mortgage Rates, its owners, affiliates, contributors, or contractors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the website, including but not limited to:

  • Financial loss

  • Missed opportunities

  • Loan denial

  • Miscommunication or misunderstanding with loan officers

  • Any errors or omissions in the content or tools on the site

By using this website, you expressly agree that you assume full responsibility for any decisions or actions you take based on the information provided.

10. No Legal, Tax, or Financial Advice

All information provided on We Compare Mortgage Rates is for educational and informational purposes only. It should not be considered legal, financial, or tax advice. You should consult with a licensed attorney, certified financial advisor, or tax professional for any legal or financial decisions.