Meet the Loan Officers

Real Experts. Real Answers. Real Results.

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At We Compare Mortgage Rates, we partner only with licensed, experienced, and client-focused loan officers across the U.S. — no call centers, no bots, no guesswork. Whether you're a first-time homebuyer, refinancing your home, or navigating a complex financial situation, these mortgage professionals are here to guide you.

Whether you're buying in California, Texas, New York, Florida, or anywhere else — we’ll help you find a local expert licensed in your state.

  • Black and white portrait of a smiling man with a shaved head, wearing a collared shirt, framed by two concentric circles.

    Kenny Ho - U.S. BANK

    📞 650-861-6990

    ✉️ kenny.ho1@usbank.com

    Specialties: 5–15% down loans, construction/land loans, VA, FHA, RSU income loans
    NMLS 1112368 | Licensed in 50 states

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  • Kevin Wang from PNC.

    Kevin Wang from PNC.

    📞 (206) 858-2200

    ✉️ kevin.b.wang@pnc.com


    Specialties: Specializes in guiding clients through preapprovals, first-time homebuyer programs, low-to-moderate income lending, fixed- and adjustable-rate mortgages, and vacation home financing.

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  • Black and white portrait of a woman with long dark hair, smiling, with earrings, against a white background with a circular teal border.

    Shirley Ho - First Tech FCU

    📞 669-289-9348

    ✉️ shirley.ho@firsttechfed.com


    Specialties: Foreign national relocation loans, 0% down, F-1 OPT/CPT
    NMLS 1929209 | Licensed in 26 states

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  • A young man with glasses and short hair wearing a dark suit, blue shirt, and patterned tie, smiling at the camera.

    Henry Ye - Bank of America


     📞 415-608-0888

    ✉️ ye.yuan@bofa.com

    Specialties: Conventional jumbo and non-jumbo
    NMLS 1264673 | Licensed in 50 states

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  • A woman with long dark hair smiling in front of a blue background, wearing a black blazer and a red turtleneck.

    Emily Cheng - Wells Fargo

    📞 650-666-7710

    ✉️ Ying@wellsfargo.com


    Specialties: Conventional jumbo and non-jumbo
    NMLS 1313576 | Licensed in 50 states


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  • A woman with short black hair, wearing a colorful striped top and red shawl, smiling indoors.

    Vivian Lin - BMO

    📞 408-603-6986

    ✉️ vivian1.lin@bmo.com


    Specialties: Conventional jumbo and non-jumbo
    NMLS 319115 | Licensed in 50 states

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  • Young woman with shoulder-length dark hair, wearing a navy blazer and black top, smiling in front of textured gray background.

    Kelly Huang

    📞 415-816-5966

    ✉️ KandBloan@gmail.com


    Specialties: Bank statement loans, investor programs, international buyers


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  • A smiling woman with light makeup and her hair in a bun, wearing a black top and a colorful beaded necklace, posing against a gray background.

    Ting Chen

    📞 415-939-4312

    ✉️ tchen@changemtg.com


    Specialties: Bank statement loans, investor programs, international buyers
    NMLS 1596132


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  • Chunda Zeng from Chase.

    📞 (206) 419-6158

    ✉️ chunda.zeng@chase.com

    Specializes in preapproval, low-to-moderate income lending programs, fixed-rate mortgages, adjustable-rate mortgages, vacation home financing, and first-time homebuyer programs. 

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Looking for the Right Fit?

Tell us about your situation, and we’ll recommend a loan officer best suited to help.